Comparison
Which AI app builders are HIPAA compliant? A sourced 2026 comparison
AI app builders like Lovable, Bolt and Replit turn a prompt into a working app in minutes, which makes them tempting for clinics and digital health teams. Before any real patient data goes in, the question is whether the vendor will sign a Business Associate Agreement. Here is what each one's own terms and docs say, checked September 28, 2026.
Updated
HIPAA status of popular AI and no-code app builders
| Feature | BAA and PHI | Source |
|---|---|---|
| Panaceum | Yes: Click-through BAA on paid plans; HIPAA apps built on enforced safeguards | Yes: HIPAA hosting |
| Lovable | No: No standard BAA; PHI barred by default | No: Lovable Terms |
| Bolt.new (StackBlitz) | No: No BAA published | No: StackBlitz Privacy Policy |
| Replit | No: Says it is not HIPAA-compliant | No: Replit medical website builder |
| v0 (Vercel) | Partly: v0 barred from PHI; Vercel hosting offers a BAA | Partly: v0 API Terms |
| Base44 | No: PHI barred without prior written agreement | No: Base44 Terms |
| Bubble | No: Says it can't support HIPAA apps | No: Bubble manual: HIPAA |
| FlutterFlow | No: Not intended for HIPAA data | No: FlutterFlow Terms |
| Retool (cloud) | No: Not a business associate on its cloud | No: Retool MSA |
Enterprise contracts can differ from published terms. If a vendor offers you a BAA privately, get it signed before any PHI goes in, and check that it covers the builder, previews and hosting.
What each vendor says
Is Lovable HIPAA compliant?
No standard BAA; PHI barred by default. Terms (updated August 28, 2026) ask users not to provide PHI subject to HIPAA unless their plan or a separate written agreement expressly permits it. Source: Lovable Terms.
Is Bolt.new HIPAA compliant?
No BAA published. The privacy policy (updated September 22, 2026) doesn't mention HIPAA or a BAA, and asks users not to submit sensitive personal information unless authorized to. Source: StackBlitz Privacy Policy.
Is Replit HIPAA compliant?
Says it is not HIPAA-compliant. Replit's own medical website builder page says Replit is not HIPAA-compliant and that sensitive patient data has to go to third-party services. Source: Replit medical website builder.
Is v0 HIPAA compliant?
v0 barred from PHI; Vercel hosting offers a BAA. v0's API terms (July 8, 2025) bar using v0 to process PHI. Separately, Vercel Pro teams can add a BAA for hosting (since September 9, 2025), so a front end can be hosted under a BAA, but it can't be built with PHI in v0. Source: v0 API Terms.
Is Base44 HIPAA compliant?
PHI barred without prior written agreement. Terms section 4.3 (June 22, 2026): sensitive data such as protected health information must not be shared with the platform unless the company agrees in writing first. Source: Base44 Terms.
Is Bubble HIPAA compliant?
Says it can't support HIPAA apps. Bubble's manual says the platform can't support HIPAA-compliant apps and doesn't recommend it for apps that require HIPAA compliance. Source: Bubble manual: HIPAA.
Is FlutterFlow HIPAA compliant?
Not intended for HIPAA data. Terms (March 13, 2025) say the service isn't intended for processing health information protected by HIPAA. Source: FlutterFlow Terms.
Is Retool HIPAA compliant?
Not a business associate on its cloud. The subscription agreement (section 3.5) says Retool isn't a business associate and PHI shouldn't be submitted to the Retool Cloud Platform. Teams that need HIPAA self-host Retool. Source: Retool MSA.
What about Wix and Squarespace?
Traditional website builders have moved: Wix offers PHI protection with a BAA on its Business and higher plans (Wix Help Center), and Squarespace allows PHI only on accounts designated HIPAA-enabled with a separate BAA (Squarespace Terms, section 7.4). They fit brochure sites with compliant forms or booking; they don't generate custom apps with roles, dashboards and workflows. See HIPAA-compliant website builders.
What to check before building with PHI
- A signed BAA that covers the builder itself (prompts, previews, logs) as well as hosting, not just one of them.
- Where the safeguards live. If access rules and audit logging are only as good as the generated code, every AI edit is a compliance risk. Prefer platforms that enforce them underneath the code.
- Test data. You should be able to build and preview with realistic synthetic patients, so no real PHI is used before the app is ready.
- Release control. Changes should pass staging and an owner's approval before they reach real patients.
For the full list of safeguards, see how to build a HIPAA-compliant app.
Early access. Panaceum is invite-only while we open up. You can build and preview HIPAA apps with synthetic data now; publishing with real patient data on HIPAA hosting under the BAA opens when plans launch, with no rebuild. Join the waitlist to request access.
What would you build first?
Panaceum is in early access. Join the waitlist and we’ll send you an access key.